
Business Finance and Law graduate for over 26 years of professional experience, with a focus on business development, corporate finance (private/public sector), development sector , Agriculture led initiatives of financial institutions and trade facilitation, inareas covering portfolio management, project finance (greenfield and brownfield), risk management planning and forecasting, financial inclusion and development finance. Worked as COO at HBL Zarai Services Limited (HZS), an agricultural vertical established by HBL, aims to enhance farm productivity and income for Pakistani farmers through a range of services including scientific crop advisory, provision of quality farm inputs, state-of-the-art machinery rental, fair crop offtake, storage facilities, logistics chains, market linkages, and capacity-building programs. With a focus on sustainability and community engagement, HZS strives to empower farmers, foster economic development, and promote environmental stewardship across Pakistan's agricultural landscape. Handled complex credits and played a key role in business development and transaction structuring including Government of Pakistan and public and private sector clients, financial institutions, top tier local and multinational firms across diversified industries and sectors. Effective relationship management with government counterparts in several ministries and divisions including Finance, Economic Affairs, Planning, and Energy for various transactions and investorsĀ forum.